Out of our league?
Well, tomorrow we meet with a realtor/friend who will be helping us decide if we are completely nuts for thinking we could own a home at this stage of our life, or if we indeed have hope. Houses here in Texas are incredibly cheap! We are currently looking at brand new houses in great communities for around $100,000. All of these houses are at least 3 bedroom, 2 bathrooms and 2 car garage. Many of them also include all appliances, blinds on all the windows (saves money on curtains), a fireplace and walk in closets. It blows my mind that we could get all we want and much more for this price. These same houses in Milwaukee would run at least $200,000 if not more. We are throwing money away every month for rent that could be going towards a morgage. The issues we're concerned about are taxes and insurance (based on our huricane experience last year, we'd be sure to get flood insurance)!!! Buying a house now could mean having it paid off by the time we're in our 50's or much sooner if we ever get some raises! :) If I learned one lesson from my parents about house buying...it's have the house paid off by retirement. So, here we go...wish us luck! We are very excited about this possibility. So excited in fact, that I have even mentioned giving up my truck. And for those of you who know me, I will have a very hard time even thinking about getting rid of my yellow baby...but, if it means a house, I'm happy to do it.
Well, we will keep you updated!